What Impacts My Mortgage Rate?

Kathryn Pedersen

Published 3 months ago

Do you have questions about what affects your mortage rate? Check out this short video to learn more.

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"The power-team at Steamboat's Fidelity Mortgage, under the helm of Kathryn Pederson, went above and beyond expectation to insure that our refinance experience was smooth and successful! We always felt like every detail was being managed to the Nth degree, and we were in good hands - all done with a smile and a positive attitude. This is the 2nd time we've used Pederson and her team, and we recommend them to all our friends! CHEERS!"



"Kathryn and the rest of the team were a pleasure to work with. They made the process easy, something I have not said much about any of my previous loan experiences."



"Kathryn and her team at Bay Equity in Steamboat Springs represented everything you would want in a lender. Excellent communication, great inter-personal skills, always there to answer a question and were always our advocate. They landed us a loan with a great interest rate through a smooth and easy process. We are very thankful to have had the opportunity to work with them."


Average U.S. Mortgage Rates

Conf. 30-Year Fixed


FHA 30-Year Fixed


Jumbo 30-Year Fixed


Average interest rate values are calculated from actual locked rates. Learn more.

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Bay Equity LLC. Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suite 207 Corte Madera, CA 94925; NMLS ID#76988 | NMLS consumer access: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988

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